Health insurance, retirement, and benefits for freelancers with financial services professional, Marisa Nor

113: Health insurance, retirement, and benefits for freelancers with financial services professional, Marisa Nor

Health insurance, retirement, and benefits for freelancers with financial services professional, Marisa Nor


Have you said something like, “I want to work from home on my terms but… health insurance is too expensive!” or “Are there benefits for freelancers? My benefits are too good!”

In today’s episode, I am interviewing Marisa Nor on the options freelancers have for Health Insurance, Retirement, Life Insurance, and Benefits. Yes, there are benefits for freelancers!

Marisa is a licensed life insurance agent, Financial Services Professional, and owner of Sounde Financial Group. In this episode you will find answers to questions like:

  1. What is the best way for a freelancer to look for health insurance for her entire family? What approximate cost can we expect?
  2. How can I set up a Health Savings Account when I’m self-employed? Can I contribute to my HSA as an employer AND employee? Is this a write-off for taxes?
  3. What’s the best resource to use to plan for retirement if I’m self-employed?

… plus more!

Thanks for sending in your questions and joining us today! Find the links and resources mentioned in this episode below!

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Learn how to earn $3K a month+ as a freelancer working less than 25 hours a week even if you think you have no experience.

This FREE crash course will teach you all about the freelance industry, so you can finally end the family vs. finances battle.

In this episode, we cover:

  • The best way to find health insurance as a freelancer,
  • What your options are for paid maternity leave,
  • Whether or not you can contribute to a 401k as a freelancer, and
  • When you should work with a financial services professional

Resources and links mentioned in this episode:

More about Marisa:

After spending almost 25 years in corporate and local government, Marisa decided to take a leap of faith into entrepreneurship leveraging her accounting and finance background to become licensed as a life insurance agent and Financial Services Professional.

This allowed her to design her schedule around being a newly single mother and the needs of her daughters. This was a necessity as all of them were learning to navigate a new “normal” they were faced with.

Being able to find a profession that aligned Marisa’s passion of helping others and the love of working with numbers was a blessing.

In 2012 she moved into the field and she is thankful to have evolved into the financial services practice d/b/a Sounde Financial Group as a tribute and legacy to her father.

Marisa enjoys attending her daughters sporting and school events, spending time with family, cooking, baking, volunteering and traveling in her free time.

In the early stages of her practice, she realized many individuals, business owners and families were not being given the information they needed to make the best decisions for them and their families.

She began incorporating financial education seminars and workshops into her practice with the hopes of providing clarity and empowerment to those that attended. She found herself gravitating to working with other single mothers, female entrepreneurs and women in transition facing career change, divorce, and retirement.

Throughout the years she expanded to working with school districts, counties, cities and villages to provide life insurance and retirement benefits to their employees.

As part of her ongoing effort to add value for her clients, she is certified to offer a unique educational approach to retirement planning called the Macro Asset Perspective®. Whatever stage of life you are in, whether you are working to grow your assets or your assets are working to provide your retirement income, you are likely to glean value from the principles, processes and strategies found in the Macro Asset Perspective®.

The Macro Asset Perspective® helps you implement a balanced approach to your personal accumulation & income combining time-tested principles of risk management with sensible strategies for long-term tax-reduction giving you the potential to increase your net spendable income in retirement.

While this process was originally developed for a physician’s network on the west coast and high-tech engineers in the Silicon Valley it has been successfully adopted by people of all walks of life and taught at workshops for employees at a number of Fortune 500 companies.

For tax, legal or accounting advice, please consult with your tax, legal or accounting professional as I do not provide any such advice.

**This post about benefits for freelancers may contain affiliate links, which means if you click one of our affiliate links and decide to make a purchase, we receive a tiny commission from the seller at no additional cost to you. We only share products and services we have used, tested, and love ourselves!**

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